Terms of use

By accessing or using planeza.com, you agree to be bound by these terms of use. If you do not agree, please do not use the site.

Planeza offers free financial calculators for personal, educational, and planning use only. You agree not to use the site for commercial purposes without written permission, not to attempt to copy or reproduce site content at scale, not to interfere with the site or its servers, and not to use the site in any way that could harm its functionality.

All content and calculator results on Planeza are provided for informational and educational purposes only. Nothing on this site constitutes financial, legal, tax, or investment advice. Results are estimates only and do not account for all factors that affect actual mortgage payments. You should consult with a licensed mortgage lender, financial advisor, or real estate professional before making any financial decision.

We make reasonable efforts to ensure the accuracy of our calculators and the data they use. However, we do not guarantee that information is accurate, complete, or current. Tax rates, insurance estimates, and interest rate averages are based on publicly available data and may not reflect current conditions in your area.

All content on planeza.com, including text, design, code, and calculator logic, is owned by Planeza and protected by copyright law. You may not reproduce, distribute, or create derivative works from any content on this site without prior written permission.

The site may contain links to third-party websites, including mortgage lenders and rate comparison services. These links are provided for convenience only. Planeza does not endorse or accept responsibility for the content or practices of any third-party site.

The site is provided as is and as available, without warranties of any kind. Planeza does not guarantee that the site will be uninterrupted, error-free, or free of viruses or other harmful components.

To the maximum extent permitted by law, Planeza shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from use of the site or reliance on information provided.

These terms are governed by the laws of the State of New Jersey, United States, without regard to conflict of law principles.

We reserve the right to modify these terms at any time. The date at the top reflects the most recent update. Continued use of the site after changes constitutes acceptance of the updated terms.

For questions about these terms, contact us at info@planeza.com.